Finance Calculators
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151 free finance calculators for SIP, EMI, GST, Income Tax, PPF, NPS, Gratuity, HRA, Currency, ROI and more. All free, no login.
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SIP Calculator
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Mortgage Calculator
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EMI Calculator
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Home Loan Calculator
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Auto Loan Calculator
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Personal Loan Calculator
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Loan Comparison Calculator
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Biweekly Mortgage Calculator
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Down Payment Calculator
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Closing Cost Calculator
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Payoff Date Calculator
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Retirement Calculator
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Tax Bracket Calculator 2026
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Roth Conversion Calculator
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Income Tax Calculator
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Budget Planner Calculator
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Savings Rate Calculator
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Wealth Calculator
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Annual Income Calculator
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Budget Calculator
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Home Affordability
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FIRE Calculator
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401k Calculator
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Roth IRA Calculator
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Social Security Calculator
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Paycheck Calculator
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Student Loan Calculator
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College Cost Calculator
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VAT Calculator Europe
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UK Stamp Duty Calculator
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European Mortgage Calculator
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ISA Calculator UK
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UK Income Tax Calculator
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FIRE Europe Calculator
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P/E Ratio Calculator
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Crypto Profit Calculator
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Emergency Fund Calculator
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Rent vs Buy Calculator
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Credit Card Payoff
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Real Estate ROI Calculator
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SIP vs FD
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SIP vs Real Estate
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SIP vs Gold
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SIP vs PPF
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SIP vs NPS
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SIP vs Savings Account
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EPF vs NPS
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Term vs ULIP
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ELSS vs PPF
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EMI vs SIP
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401k vs Roth IRA
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Roth vs Traditional IRA
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HSA vs FSA
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S&P 500 vs Bonds
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Pay Off Mortgage vs Invest
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Term vs Whole Life Insurance
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Mortgage vs Renting USA
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Regular vs Direct MF Plan
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SCSS vs FD
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SSY vs PPF
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Roth IRA vs HSA
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S&P 500 vs Real Estate USA
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CD vs High-Yield Savings
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529 vs Roth IRA Education
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Roth IRA vs 401k + Match
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Medicare vs Private Insurance
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Social Security vs Pension
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Vanguard vs Fidelity ETF
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DCA vs Lump Sum USA
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ISA vs SIPP UK
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UK Pension vs ISA
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Stocks ISA vs Cash ISA UK
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UK Buy-to-Let vs Stocks
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Germany ETF vs Tagesgeld
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Europe ETF vs Property
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UK Stocks vs Bonds
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401k Early Withdrawal vs Loan
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SEP IRA vs Solo 401k
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Total Market vs S&P 500
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Dividend vs Growth Stocks
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US Real Estate vs REITs
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Cash-Out Refi vs HELOC
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UK Lifetime ISA vs SIPP
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UK Pension Drawdown vs Annuity
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UK Fixed vs Tracker Mortgage
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MSCI World vs S&P 500 EU
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UK Premium Bonds vs Cash ISA
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UK Help to Buy vs LISA
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All 151 Finance Calculators
Showing 168 of 168 calculators
SIP Calculator
Monthly SIP returns with year-wise growth charts
Lumpsum Calculator
One-time investment growth projections
CAGR Calculator
Compound annual growth rate with Rule of 72
XIRR Calculator
True annualized returns for SIP cashflows
Step-Up SIP
SIP with annual increment - build far more wealth
Mutual Fund Returns
MF returns adjusted for expense ratio
ROI Calculator
Return on investment, annualized ROI & multiplier
Mortgage Calculator
Full PITI -- principal, interest, taxes, insurance & PMI
EMI Calculator
Loan EMI & full amortization schedule
Home Loan Calculator
Mortgage EMI with amortization schedule
Auto Loan Calculator
Car loan with sales tax, trade-in & fees
Personal Loan Calculator
Personal loan true cost & amortization
Business Loan Calculator
SBA loans, DSCR & business financing
Car Loan Calculator
Auto loan EMI, total interest & schedule
Loan Comparison Calculator
Compare up to 3 loan offers side by side
Interest Rate Calculator
Find APR from loan amount & payment
Biweekly Mortgage Calculator
Save years & interest with biweekly payments
Down Payment Calculator
Compare 5-20% down -- PMI & monthly payment
Closing Cost Calculator
Estimate all 12 types of closing costs
Payoff Date Calculator
When will your loan be paid off?
Loan Prepayment
Interest saved & tenure cut by prepaying
FD / CD Calculator
Fixed deposit maturity & interest earned
RD Calculator
Recurring deposit maturity & interest
PPF Calculator
Public Provident Fund with EEE tax benefits
Savings Goal
Monthly savings needed to hit your goal
Compound Interest
Daily, monthly, quarterly or annual compounding
Simple Interest
SI formula with SI vs CI comparison
Retirement Calculator
Corpus needed for a comfortable retirement
NPS Calculator
National Pension System corpus & monthly pension
SWP Calculator
Systematic withdrawal plan for retirement
Inflation Calculator
Future purchasing power of money
Tax Bracket Calculator 2026
2026 IRS brackets, marginal vs effective rate, FICA
Roth Conversion Calculator
Is Roth conversion worth it? Tax comparison
Income Tax Calculator
New vs Old regime tax comparison FY 2026-27
GST Calculator
CGST, SGST, IGST for all GST rates
HRA Calculator
House rent allowance tax exemption
Salary Calculator
CTC to in-hand salary breakdown India
Gratuity Calculator
Gratuity for 5, 10, 15, 20+ years service
Budget Planner Calculator
50/30/20 rule -- needs, wants & savings
Savings Rate Calculator
Your savings rate & years to FIRE
Wealth Calculator
Net worth + US benchmarks + growth projection
Annual Income Calculator
Hourly to annual salary with tax estimate
Weekly Budget Calculator
Track 8 spending categories weekly
Invoice Calculator
Line items, tax, discount & late fees
Net Worth Calculator
Assets minus liabilities - your snapshot
Debt Payoff Calculator
Avalanche & snowball debt elimination
Break-Even Calculator
Break-even units, revenue & profit analysis
Currency Converter
Convert between 20+ world currencies
Tip Calculator
Tip amount and bill split per person
Budget Calculator
Monthly budget planner with 50/30/20 rule
Stock Profit Calculator
Stock trade profit after tax and brokerage
Home Affordability
How much house can you afford? 28/36 rule
FIRE Calculator
Financial Independence Retire Early number & timeline
Forex Profit Calculator
Currency exchange trade profit, pip value and ROI
401k Calculator
Employer match, contribution limits, retirement growth
Roth IRA Calculator
Tax-free retirement growth and lifetime tax savings
Social Security Calculator
Best age to claim SSA benefits, break-even analysis
Paycheck Calculator
Take-home pay after federal, state tax, 401k, FICA
Student Loan Calculator
Payoff time, interest cost, extra payment savings
HELOC Calculator
Home equity line of credit, LTV and monthly payment
CD Ladder Calculator
Certificate of deposit laddering strategy, blended yield
Dividend Calculator
DRIP reinvestment, annual income, portfolio growth
Car Depreciation Calculator
Vehicle value loss, resale value, cost per mile
College Cost Calculator
529 plan savings, tuition inflation, monthly needed
VAT Calculator Europe
UK, Germany, France, EU VAT rates - add or remove VAT
UK Stamp Duty Calculator
SDLT for England and Wales - first-time buyer, BTL, standard
European Mortgage Calculator
UK, German, French mortgage monthly payments and amortisation
ISA Calculator UK
Stocks & Shares, Cash and Lifetime ISA tax-free growth
UK Pension Calculator
Workplace pension, auto-enrolment, state pension projection
Government Bond Calculator
UK Gilts, German Bunds, French OATs - yield to maturity
UK Income Tax Calculator
PAYE, National Insurance and take-home pay 2025/26
Rental Yield Calculator
Gross and net yield, cashflow for UK and EU buy-to-let
Euro Car Finance Calculator
PCP, HP and personal loan car finance for UK and Europe
FIRE Europe Calculator
Financial independence number using European SWR rates
P/E Ratio Calculator
Stock valuation, PEG ratio & fair value estimate
Crypto Profit Calculator
Crypto buy/sell P&L, ROI & break-even price
Emergency Fund Calculator
Target fund size & time to build financial safety net
Rent vs Buy Calculator
True total cost: renting vs buying over 10+ years
Salary Hike Calculator
Raise impact on lifetime earnings & real purchasing power
Credit Card Payoff
Minimum vs accelerated payoff - interest saved & payoff date
Real Return Calculator
Inflation-adjusted real return vs nominal return
Real Estate ROI Calculator
Cap rate, cash-on-cash & total ROI for rental property
Lump Sum vs SIP
Which strategy builds more wealth: all-at-once or monthly?
Mortgage Refinance
Break-even, monthly savings & net benefit of refinancing
SIP vs FD
Monthly SIP mutual fund returns vs Fixed Deposit comparison
SIP vs Real Estate
Equity SIP vs property investment including rental income
SIP vs Gold
SIP vs Gold (SGB, ETF, Physical) post-tax returns
SIP vs PPF
SIP vs PPF with EEE tax status - post-tax comparison
SIP vs NPS
SIP vs NPS for retirement - corpus & pension comparison
SIP vs RD
Monthly SIP vs Recurring Deposit returns over time
SIP vs Stocks
SIP mutual fund vs direct stock market investing
SIP vs Crypto
SIP vs crypto returns after India 30% flat tax
SIP vs Bonds
SIP vs Government & Corporate Bonds post-tax
SIP vs Savings Account
Opportunity cost of idle money in savings account
EPF vs NPS
Employee Provident Fund vs National Pension System
Term vs ULIP
Buy Term + Invest vs ULIP - which wins?
Mutual Fund vs FD
Lumpsum mutual fund vs FD post-tax returns
Lumpsum vs Gold
One-time mutual fund investment vs Gold (SGB/ETF)
PPF vs FD
PPF EEE tax-free returns vs Fixed Deposit after tax
PPF vs NPS
PPF vs NPS for long-term retirement savings
ELSS vs PPF
Best 80C tax-saving: ELSS fund vs PPF comparison
NSC vs FD
Post Office NSC vs Bank Fixed Deposit after tax
EMI vs SIP
Home loan EMI vs investing same amount in SIP
SIP vs Endowment Plan
Term + SIP vs Endowment insurance plan returns
401k vs Roth IRA
Pre-tax 401k vs after-tax Roth IRA - which wins after retirement taxes?
Roth vs Traditional IRA
Roth IRA vs Traditional IRA after-tax retirement wealth
HSA vs FSA
HSA triple tax advantage vs FSA use-it-or-lose-it
S&P 500 vs Bonds
S&P 500 index fund vs US bonds long-term wealth comparison
Pay Off Mortgage vs Invest
Extra mortgage payments vs S&P 500 index fund investing
Term vs Whole Life Insurance
Buy term + invest the rest vs whole life insurance USA
Index Fund vs ETF
Mutual index fund vs ETF costs, returns & tax efficiency
Mortgage vs Renting USA
True cost of buying vs renting - US real estate market
Refinance vs Invest
Mortgage refinance savings vs investing closing costs
401k vs Pension
Self-directed 401k vs defined benefit pension plan comparison
Regular vs Direct MF Plan
How much expense ratio costs you - Regular vs Direct Plan SIP
NSC vs PPF
Post Office NSC vs PPF - both government-backed savings
SCSS vs FD
Senior Citizen Savings Scheme vs Fixed Deposit comparison
ELSS vs NPS
ELSS tax-saving fund vs NPS for retirement corpus India
SSY vs PPF
Sukanya Samriddhi Yojana vs PPF for girl child savings
Annuity vs Lumpsum
Pension annuity vs reinvesting lumpsum in mutual funds
Roth IRA vs HSA
Roth IRA vs HSA as retirement vehicles - triple tax advantage
S&P 500 vs Real Estate USA
Index fund vs US real estate with rental income comparison
CD vs High-Yield Savings
Certificate of Deposit vs HYSA - fixed rate vs flexibility
401k vs Taxable Account
Tax-deferred 401k vs taxable brokerage - when each wins
529 vs Roth IRA Education
529 college savings plan vs Roth IRA for education funding
Roth IRA vs 401k + Match
How employer match changes the Roth vs Traditional 401k decision
Medicare vs Private Insurance
Medicare Part A/B/D costs vs private health insurance retirement
Social Security vs Pension
Social Security income vs private pension - lifetime comparison
Bonds vs CDs USA
US Treasury bonds vs bank CDs - yield, tax, liquidity compared
Vanguard vs Fidelity ETF
VOO vs FXAIX - expense ratio impact over 10, 20, 30 years
REIT vs Rental Property USA
VNQ REIT ETF vs direct rental property returns compared
DCA vs Lump Sum USA
Dollar cost averaging monthly vs investing lump sum S&P 500
Traditional IRA vs Taxable
IRA tax deduction vs taxable brokerage - after-tax wealth
ISA vs SIPP UK
UK ISA flexible access vs SIPP pension with 20-45% tax relief
UK Pension vs ISA
Workplace pension employer match vs Stocks and Shares ISA
Offset Mortgage vs Savings UK
UK offset mortgage interest saved vs HYSA returns
Stocks ISA vs Cash ISA UK
UK Stocks and Shares ISA (8-10%) vs Cash ISA (4.5%) comparison
UK Buy-to-Let vs Stocks
UK rental property returns vs FTSE All-Share index investing
Germany ETF vs Tagesgeld
German MSCI World ETF vs Tagesgeld/Festgeld savings returns
France PEA vs Assurance-Vie
French PEA stock market vs Assurance-vie tax-advantaged investing
Europe ETF vs Property
EU/UK index ETF vs European real estate total return
UK Remortgage vs Invest
UK mortgage remortgage savings vs FTSE index fund investing
Euro Bonds vs ETF
European government bonds (Bunds/OATs) vs MSCI Europe ETF
UK Stocks vs Bonds
FTSE All-Share vs UK Gilts - historical returns and 60/40 portfolio
401k Early Withdrawal vs Loan
401k early withdrawal (10% penalty) vs 401k loan true cost
SEP IRA vs Solo 401k
SEP IRA vs Solo 401k for self-employed - contribution limits
I Bonds vs TIPS
Series I Savings Bonds vs TIPS - best inflation hedge USA
Muni Bonds vs Corp Bonds
Tax-free municipal bonds vs corporate bonds after-tax yield
Total Market vs S&P 500
VTI total market vs VOO S&P 500 long-term returns
Dividend vs Growth Stocks
SCHD dividend growth vs QQQ growth stocks total return
US Real Estate vs REITs
Direct rental property vs REIT ETF (VNQ) returns USA
529 vs UTMA Account
529 college savings vs UTMA custodial account
TIPS vs Stocks USA
Inflation-protected TIPS vs S&P 500 equities
Cash-Out Refi vs HELOC
Cash-out refinance vs HELOC for home equity access
UK Lifetime ISA vs SIPP
UK LISA 25% bonus vs SIPP 20-45% tax relief
UK Pension Drawdown vs Annuity
UK pension drawdown flexible vs annuity guaranteed
UK Fixed vs Tracker Mortgage
UK fixed-rate vs Bank of England tracker mortgage
MSCI World vs S&P 500 EU
MSCI World (IWDA) vs S&P 500 for European investors
UK Premium Bonds vs Cash ISA
NS&I Premium Bonds vs best Cash ISA rates UK
Netherlands AOW vs Pension
Dutch AOW state pension vs private pension planning
Spain Pension vs ETF
Spanish plan de pensiones vs index ETF investing
Europe Property vs REIT
European direct property vs EU REIT ETF returns
UK Help to Buy vs LISA
UK Help to Buy ISA vs Lifetime ISA first home savings
Europe Growth vs Value ETF
European growth ETF vs value ETF long-term returns
Education Goal Calculator
Save for child education with inflation-adjusted targets
FD Comparison Calculator
Compare multiple fixed deposit options side by side
Lease vs Buy Calculator
Car lease vs purchase - true cost comparison
Mutual Fund Return Calculator
Calculate CAGR and absolute returns on mutual funds
About Our 30 Finance Calculators
Tax Calculators
Our income tax calculator compares New vs Old regime for FY 2026-27. The GST calculator handles all rates (5%, 12%, 18%, 28%) with CGST/SGST/IGST breakdown. The HRA calculator finds your maximum tax exemption.
Salary & Employee Benefits
The salary/CTC calculator breaks down your in-hand pay from CTC with PF, TDS, and professional tax. The gratuity calculator calculates your payout after 5+ years. The NPS calculator estimates retirement corpus and monthly pension.
Investment Calculators
Our PPF calculator shows EEE (triple tax-free) returns at 7.1%. The ROI calculator measures your investment return against benchmarks like Nifty 50 and S&P 500. The XIRR calculator gives true annualized returns for SIPs.